If a client disconnects a bank account, what is one consequence within QuickBooks Online?

When a client disconnects a bank account in QuickBooks Online (QBO), one significant consequence is that bank rules set up for that account will no longer function. Bank rules automate the categorization of transactions based on specific criteria set by the user. Once the account is disconnected, QBO will not be able to access the transaction data for that account, and as a result, those rules cannot be applied to any new transactions that would otherwise be imported from the bank. Therefore, users will need to either reconnect the account or manually manage transactions without the assistance of these rules.

In contrast, the other options do not accurately reflect the consequences of disconnecting an account. For instance, invoices associated with the account will not be deleted; they are independent of the bank connection. Additionally, while transactions may still remain in the system, they won’t be accessible or updated if the account is disconnected, thereby negating the notion that all transactions are saved indefinitely with ongoing connectivity. Lastly, connected bank accounts do not automatically refresh if one account is disconnected; they would only refresh when the account itself is still linked and active within QBO.